Professional Liability

We are specialists in Professional Liability where we design programs to provide comprehensive coverage, tailored to each insured’s specific needs. We add value by focusing our experienced underwriting team directly on underwriting where they are empowered to make decisions and provide industry-leading levels of service.

ProConstruct

COVERAGE DETAILS & FEATURES:

Exclusive form with unique enhancement.

COVERAGE INCLUDES:

  • Professional Liability
  • Pollution Liability
  • Technology Products & Services
  • Computer Network Security
  • Privacy Liability
  • Media & Advertising Liability
  • Contractors Protective Indemnity (Endorsement)
  • Rectification Coverage (Endorsement)
  • Faulty Workmanship Carve Back
  • Expanded Pollution Liability
  • First & Third Party Drone Coverage

COVERAGE ENHANCEMENTS:

  • Project Specfic Designated Limits
  • Project Policies
  • Occurrence Pollution
  • Sexual Abuse sublimit
  • General Liability – Design Firms Only
  • Excess Policies

ADDITIONAL PAYMENTS AND SERVICES

  • Pre-Claims Expense $100K
  • Contract Review Services
  • Workplace Violence Counseling $25K
  • Reputation Management, Corporate, Identity Theft Expense, Emergency, Cleanup Costs (Endorsement)

Miscellaneous E&O (MPL)

TARGET CLASSES:

(includes but not limited to)

  • Appraiser/Adjuster Services
  • Assessor
  • Auctioneer
  • Background & Private Investigator
  • Consultants
  • Event Organizer
  • Freight Forwarders
  • Funeral Directors
  • Hotel Management
  • Inspectors
  • Marketing/Advertising
  • Payroll Processors
  • Professional & Trade Associations
  • Recruiting/Staffing
  • Talent Agents

Classes for consideration:

  • Actuaries
  • Babysitter & Referral Services
  • Collection Agents
  • CPAs
  • Nanny/Nanny Placement
  • Mortgage Brokers
  • Premium Finance Services
  • Title Agent/Title Abstractor
  • Trustee Services

COVERAGE DETAILS

  • Minimum Premium starts at $5K
  • Add GL up to $1M/$2M on certain classes
  • Up to $50M in annual revenues
  • Up to $3M/$3M primary limits
  • Risks in all 50 U.S. States can be considered
  • Broad definition of insured
  • Coverage Extensions:
    • Defense of Licensing $15K Sublimit
    • Regulatory or Administrative Actions $25K Sublimit
    • Subpoena Assistance $10K
    • Supplemental Payments $10K
  • Coverage Options Include:
    • General Liability with products and completed operations
    • Sexual Abuse Misconduct
    • Contingent Bodily Injury and Property Damage
    • Hired & Non-Owned Auto
    • Aggregate Retention Endorsement
    • First Dollar Defense
    • Network Security
    • Technology Extension
    • Amended Hammer

Energy Consultants Package

The RB Jones Energy Consultants Package is designed for site-specific needs, providing general, professional, and optional umbrella coverage, essential for consultants needing on-site proof of insurance.

      Coverage Details:

  • Maximum revenue up to $5M and 15 employees
  • Non-U.S exposure excluded
  • Contingent BI/PD
  • 1099 staff included in the definition of insured
  • 100% Oil & Gas Industry
  • GL standalone or as a Package with E&O $1M shared limit:
    • Hired and Non-Owned Auto (if required)
    • Pollution (if required)
  • $10M umbrella with capabilities of scheduling Auto and EL
  • Subcontracting, hands-on and offshore prohibited

      Target Classes:

  • Drilling Consultant
  • Environmental Consultant
  • Flowback Consultant
  • Gatekeeper
  • Health & Safety Consulting
  • Landman
  • Logistics Consultant
  • Mud Men/Mud Loggers
  • Perforating/Completion Consultants
  • Pipeline Consulting/Inspection/Construction Consulting
  • Production Consulting
  • Pumpers & Gaugers
  • Royalty Businesses
  • Seismic Surveys
  • Testing Consultant
  • Construction Consultant
  • Water Consultant
  • Workover Consultant
  • Well Completion Consultant

RB Jones Professional Liability Leadership

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Tameka Glover
Head of Architects and Engineers

Tameka Glover has 25 years of Professional Lines Underwriting experience with increasing levels of responsibility including Underwriting Management and Product Leadership roles. She has managed large books of business acting as a referral underwriter across the Architects & Engineer (A&E), Miscellaneous Professional (MPL), Employment Practices Liability (EPL), Allied Healthcare and Tenant Discrimination lines of business. Tameka has had significant roles within Domestic Insurance Companies in a MGU backed by Lloyd’s capacity, most recently as AVP, Professional Lines.

Throughout her career Tameka has been active within the insurance community where she has been selected to participate in industry panels and mentored and trained many underwriters.