Inland Marine

Contractors Property Block

Contractors Property Block is a package policy designed and tailored for the small to medium size contractor to protect their property assets all under one policy.

FEATURES & BENEFITS:

  • Protects general contractors or trade contractors
  • Real, Business Personal Property and Income and Extra Expense Coverages available
  • Contractors Equipment
  • Master Blanket Builders Risk or Installation

BUILDERS RISK OPTIONS & EXTENSIONS:

  • Flood
  • Earthquake or volcanic eruption
  • Existing structures
  • Reporting
  • Contract penalty
  • Escalation expenses
  • Ordinance or law
  • Softcosts

CONTRACTORS EQUIPMENT OPTIONS & EXTENSIONS:

  • Waterborne
  • Replacement costs
  • Annual adjustment
  • Continuing lease or rental charges
  • Employee tools and clothing
  • Leased/rented/borrowed
  • Newly acquired
  • Office trailers and contents

Contractors Equipment Coverage

The RB Jones Contractors Equipment Coverage protects contractors’ own tools and equipment, as well as leased or borrowed equipment, from physical loss due to weather, jobsite accidents, and theft. Coverage is written as a floater policy that covers equipment wherever it is, including during transit.

COVERAGE DETAILS:

  • Any size schedule of equipment
  • Broad appetite for all types of contractors and operations
  • Limits up to $10M per occurrence
  • Deductibles starting at $1K
  • Minimum Premium $10K
  • Replacement costs coverage (with age limitation)
  • Waterborne extension
  • Hauling property of others
  • Deductible waivers
  • Annual adjustment

 

BUILT-IN EXTENSIONS:

  • Continuing lease or rental charges
  • Debris removal
  • Employee tools & clothing
  • Expediting expenses
  • Expendable supplies
  • Fire Department service charges
  • Fire protective devices
  • Leased/rented/borrowed equipment to/from others
  • Miscellaneous unscheduled tools & equipment
  • Newly acquired owned
  • Office trailers & contents
  • Pollutant cleanup
  • Rental expense reimbursement
  • Unintentional errors & omissions
  • Voluntary parting

Builders Risk and Installation

Builders Risk and Installation coverage is designed to protect buildings, structures and materials during the course of construction, erection or installation against physical loss. Coverage extends to cover property intended to become part of the project while at temporary locations and in transit to the project site.

FEATURES & BENEFITS:

  • Protection for general contractors, trade contractors or owners
  • Broad appetite for all types of projects and installations
  • Limits up to $10M per occurrence
  • Deductibles starting at $2.5K
  • Minimum premium $10K

COVERAGE OPTIONS:

  • Flood
  • Earthquake or volcanic eruption
  • Existing structures
  • Reporting form
  • Permission to occupy
  • Limited faulty workmanship

BUILT-IN COVERAGE EXTENTIONS:

  • Contract penalty
  • Debris removal
  • Escalation costs
  • Expediting expenses
  • Fire Department service charges
  • Fire protective devices
  • Inventory, appraisals and loss adjustment expenses
  • Ordinance or law
  • Plans, blueprints, specifications, records and valuable papers
  • Pollutant cleanup
  • Preservation and protection of property
  • Soft costs

Motor Carrier Cargo Legal Liability

Motor Carrier Cargo Legal Liability, also known as Motor Truck Cargo insurance, provides coverage for a motor carrier’s liability in the event of loss or damage to property that belongs to others and is in the carrier’s care, custody, and control during transportation.

FEATURES & BENEFITS:

      • Any size motor carrier
      • Broad appetite for carriers including Automobile Haulers, Driveaway
        Contractors, Flatbed or Steel Haulers, Wrecking/Towing Operations
      • Owner operators to large corporate fleets
      • Blanket coverage based on gross revenues or mileage
      • Limits up to $1M
      • Deductibles starting at $1K
      • Minimum Premium of $10K

BUILT-IN COVERAGE EXTENSIONS:

      • Contract penalty
      • Debris removal
      • Earned freight
      • Extra expense / preservation of property
      • Fire Department services charges
      • Miscellaneous equipment including tarps, chains, moving equipment
      • Pollutant cleanup
      • Reloading expenses
      • Unintentional errors and omissions
      • Virus, harmful code, or similar instruction

COVERAGE OPTIONS:

  • Rust & corrosion coverage
  • Contingent coverage
  • Temperature control system breakdown
  • Trailer Interchange and intermodal coverage
  • Loss payee
  • Diminished value

RB Jones Leadership

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Mike Perrotti

Director, Inland Marine

Mike Perrotti is the Director, Inland Marine, for RB Jones. Mike Joined RB Jones in December 2024, with responsibility for leading the growth of Inland Marine, including driving product development and managing underwriting authority.

Contact Us

When it comes to risk, nothing is too complicated. To learn more, design a custom program, or to get a quote, contact RB Jones:

(212) 338-9767